This person is the face of a Mortgage Company. As such he or she is your direct contact to the mortgage company and will pre-qualify or pre-approve you for a mortgage so you may begin you home search. They will also inform you of the necessary paperwork you will need to put together for their loan processor. In the event you are not able to qualify for the home of your needs, the mortgage officer along with your buyer agent will work with you to get you to the place you need to be to go forward and buy the home of your dreams. Mortgage Originators are highly knowledgeable in different mortgage programs and an asset to your home buying process.